Splitogram
How it works Open in Telegram
Telegram Mini App · TON blockchain

Split the bill. Settle on-chain, inside the chat.

Splitwise-style expense tracking that lives where your group already talks. When it's time to pay up, send USDT on TON — no app-switching, no IOUs that never clear.

Free to use · 1% fee only on USDT settlements (min 0.1, max 1.0 USDT)

🏔️
Tahoe trip
4 members · USD
live split
$
Dinner at the lodge — paid by You
Split among
4
Your share $60.00
Network fee (gas, refundable excess) ~0.035 TON
Settled on-chain · view tx ↗
150+
currencies supported
11
languages, auto-detected
~$0.04
typical settlement gas
0 apps
to install — it's in Telegram
How it works

Three steps from shared dinner to cleared debt.

The order matters — track first, simplify automatically, then settle only what's actually owed.

STEP 01

Log the expense

Add what you paid, snap the receipt, pick who's in. Amounts stored in micro-units — no floating-point drift, ever.

STEP 02

Balances simplify themselves

The debt graph collapses to the fewest transfers. Four people, tangled IOUs, one clean number each.

STEP 03

Settle — USDT or offline

Pay with USDT on TON straight from the chat, or mark it settled in cash. Both parties get a notification.

🧮

Every split mode

Equal, percentage, or exact amounts. Include people who aren't on the app yet as placeholders.

🧾

Receipts & comments

Attach a photo, thread a chat under any expense. Nobody asks "what was this for?" a week later.

🌍

Speaks your language

Auto-detected from Telegram across 11 languages, 150+ currencies. One currency locked per group.

🔔

Gentle nudges

Send a reminder for an outstanding debt — with a 24-hour cooldown so it never turns into spam.

📊

Group stats

Who spent what, your share over time, month by month. A donut chart, not a spreadsheet.

🔗

Real settlement

USDT moves on TON through an audited contract. The tx hash is yours to verify on Tonviewer.

Why on-chain

The IOU that actually clears.

Shared spreadsheets track debts. They don't collect them. Splitogram closes the loop: the balance you see becomes a real USDT transfer, verified on TON.

  • Stablecoin, not volatility. USDT means $60 owed is $60 paid.
  • Gas estimated live via trace emulation — you attach enough, get the excess back.
  • Failed tx? Auto-rollback. Bounced payments return the balance to open, no stuck states.
  • Prefer cash? Mark it settled offline. Crypto is an option, never a requirement.
Ready when your group is

Stop chasing your friends for $12.

Add the bot, split the next bill, and let the balance settle itself. No new app on anyone's phone.

Open Splitogram in Telegram